We are excited and pleased to offer you an opportunity to participate in an employee healthcare benefit plan designed exclusively for AllPharm Association members, their employees and dependents.

Now considered the second largest single employer expense for most American businesses, AllPharm members are not alone in their efforts to reduce and control the cost of employee medical benefits.

AllPharm has taken the lead by providing one healthcare benefit plan to meet the unique needs of their members. AllPharm's member purchasing power has been combined under the AllPharm Employee Benefits (AEB) to create a lower cost benefit delivery system.

Both large and small pharmaceutical companies are feeling the pinch. This problem is even more critical for smaller businesses that have to pay more for coverage when competing with larger companies to attract and keep their employees. The delivery of benefits is no different. The less you buy, the higher the cost per unit.

Small businesses in general have fewer benefit options available to them and each option includes higher cost factors when compared to the options available to larger companies. AllPharm Employee Benefits was established to meet the unique cost and benefit requirements of AllPharm members.

AllPharm Employee Benefits qualifies as a fully insured employee benefit plan under federal ERISA standards.

To get a quote, give us a call at Benefit Services: 800.417.6226 or email us at AllPharmBenefits@HaysCompanies.com

*All things being equal

Note: Available in all states except Hawaii, Nevada, Texas, and Washington.